Swap the cookie cutter approach for a personal connection you can bank on.
You need someone who’ll take the time to get to know you and help provide solutions to your financial needs. We understand that you have bills to pay, a family to care for and big dreams for your future.
We offer home loans, personal banking services, everyday and savings accounts, bank accounts, term deposits, business banking and insurance.
Why Choose Us?
Community Focus
Our profits are reinvested back into the community, enhancing our financial products and services for the direct benefit of our members. We take pride in supporting local initiatives and contributing to the well-being of the Capricornian region.
Customer Owned Banking
We follow the Customer Owned Banking Code of Practice (COBCOP) for Australian credit unions, mutual banks and mutual building societies. Similar to an investor-owned bank, as a customer owned bank, The Capricornian is a Authorised Deposit Taking Institution, overseen by the same government regulator and provides a range of financial services – from savings accounts to loans, term deposits and insurance. The difference between us, and an investor-owned bank, is our priorities. At The Capricornian, we exist to serve and benefit our members and community.
Flexible Banking Options
Manage your finances your way with our versatile banking solutions. Whether you choose to save or spend, we offer convenient options to fit your lifestyle. Enjoy hassle-free loans with competitive rates and access your money anytime, anywhere; online, on the go or at any of our eight branches across Central Queensland. At The Capricornian, you can bank through your channel of choice with ease and confidence.
Locals Helping Locals
With over 60 years of service in the Capricornian region, our team understands the local community’s unique needs. We provide personalised, friendly service from locals who truly care about your financial success. We are also proud to support the people of the area through community sponsorships community grants, staff volunteering and marquee hire.
Why Choose Us?
Community Focus
Our profits are reinvested back into the community, enhancing our financial products and services for the direct benefit of our members. We take pride in supporting local initiatives and contributing to the well-being of the Capricornian region.
Customer Owned Banking
We follow the Customer Owned Banking Code of Practice (COBCOP) for Australian credit unions, mutual banks and mutual building societies. Similar to an investor-owned bank, as a customer owned bank, The Capricornian is a Authorised Deposit Taking Institution, overseen by the same government regulator and provides a range of financial services – from savings accounts to loans, term deposits and insurance. The difference between us, and an investor-owned bank, is our priorities. At The Capricornian, we exist to serve and benefit our members and community.
Flexible Banking Options
Manage your finances your way with our versatile banking solutions. Whether you choose to save or spend, we offer convenient options to fit your lifestyle. Enjoy hassle-free loans with competitive rates and access your money anytime, anywhere; online, on the go or at any of our eight branches across Central Queensland. At The Capricornian, you can bank through your channel of choice with ease and confidence.
Locals Helping Locals
With over 60 years of service in the Capricornian region, our team understands the local community’s unique needs. We provide personalised, friendly service from locals who truly care about your financial success. We are also proud to support the people of the area through community sponsorships community grants, staff volunteering and marquee hire.
Home Loan Options
Whether you’re looking for your first home or your dream home; we understand that buying a home is a big deal. That’s why it’s important to get good advice when choosing a home loan that suits you best. At The Capricornian, we offer home loans that are approved locally in Central Queensland. So you can apply for a home loan online or visit us in Branch with the peace of mind that our friendly lending specialists care about finding the right home loan for you.
A Financial Partner You Can Trust
We understand the importance of finding a financial partner you can truly trust. Someone who will get to know you and your unique needs rather than viewing you as just another customer.
At The Capricornian Credit Union, we aim to provide each member with the same caring service. This lets us focus entirely on your goals and dreams rather than pushing products you may not require. Our knowledgeable staff takes the time to listen without judgement and offers tailored solutions designed with your best interests in mind.
We’re Here to Help You
Whether you need help budgeting for daily expenses, saving for a family holiday, or obtaining financing for a new home, vehicle, or business venture, we are here to guide you every step. One of the benefits of owning your bank is that your future truly is our future.
Savings and Everyday Accounts
We offer a range of user-friendly banking accounts to help you manage your finances and reach your savings goal faster. Manage your finances effortlessly with our everyday transaction and savings accounts through our Online Banking and Cap App. For those who prefer fixed returns, our Term Deposits can be invested in a 3, 6, 12, or 24 month term. Whether you’re looking for youth, pensioner, club, or business accounts, we have the perfect solution to fit your needs with 24/7 online access, no minimum monthly balance, and personalised service from our local experts.
Learn more about our Bank Accounts
Business Loans and Services
We offer a range of business banking solutions to meet your needs. Our accounts provide 24/7 online access, interest-earning potential and personalised service from local experts. Whether you need a transaction account or specialised account for your non-profit, we can help manage your business finances smoothly.
Ways to Bank
Access to your funds and financial data should be convenient, not restrictive. That’s why at The Capricornian, we’re committed to providing banking services through your channel of choice; online, through The Cap App, or in person at one of our eight branches across Central Queensland.
Through internet banking you can manage your money anytime, anywhere through our leading online banking and mobile platforms. Whether you need to check your account balance or want to make banking transactions, we provide a secure and convenient way to bank.
You can check balances, transfer funds between accounts, pay bills, and more with just a few taps or clicks. If you prefer in-person banking, pop into one of our local branches during business hours for friendly, face-to-face assistance.
*Terms and Conditions Apply. Fees and charges may apply. Interest rates are subject to change.
Why Choose Us?
Community Focus
Our profits are reinvested back into the community, enhancing our financial products and services for the direct benefit of our members. We take pride in supporting local initiatives and contributing to the well-being of the Capricornian region.
Customer Owned Banking
We follow the Customer Owned Banking Code of Practice (COBCOP) for Australian credit unions, mutual banks and mutual building societies. Similar to an investor-owned bank, as a customer owned bank, The Capricornian is a Authorised Deposit Taking Institution, overseen by the same government regulator and provides a range of financial services – from savings accounts to loans, term deposits and insurance. The difference between us, and an investor-owned bank, is our priorities. At The Capricornian, we exist to serve and benefit our members and community.
Flexible Banking Options
Manage your finances your way with our versatile banking solutions. Whether you choose to save or spend, we offer convenient options to fit your lifestyle. Enjoy hassle-free loans with competitive rates and access your money anytime, anywhere; online, on the go or at any of our eight branches across Central Queensland. At The Capricornian, you can bank through your channel of choice with ease and confidence.
Locals Helping Locals
With over 60 years of service in the Capricornian region, our team understands the local community’s unique needs. We provide personalised, friendly service from locals who truly care about your financial success. We are also proud to support the people of the area through community sponsorships community grants, staff volunteering and marquee hire.
Home Loan Options
Whether you’re looking for your first home or your dream home; we understand that buying a home is a big deal. That’s why it’s important to get good advice when choosing a home loan that suits you best. At The Capricornian, we offer home loans that are approved locally in Central Queensland. So you can apply for a home loan online or visit us in Branch with the peace of mind that our friendly lending specialists care about finding the right home loan for you.
A Financial Partner You Can Trust
We understand the importance of finding a financial partner you can truly trust. Someone who will get to know you and your unique needs rather than viewing you as just another customer.
At The Capricornian Credit Union, we aim to provide each member with the same caring service. This lets us focus entirely on your goals and dreams rather than pushing products you may not require. Our knowledgeable staff takes the time to listen without judgement and offers tailored solutions designed with your best interests in mind.
We’re Here to Help You
Whether you need help budgeting for daily expenses, saving for a family holiday, or obtaining financing for a new home, vehicle, or business venture, we are here to guide you every step. One of the benefits of owning your bank is that your future truly is our future.
Savings and Everyday Accounts
We offer a range of user-friendly banking accounts to help you manage your finances and reach your savings goal faster. Manage your finances effortlessly with our everyday transaction and savings accounts through our Online Banking and Cap App. For those who prefer fixed returns, our Term Deposits can be invested in a 3, 6, 12, or 24 month term. Whether you’re looking for youth, pensioner, club, or business accounts, we have the perfect solution to fit your needs with 24/7 online access, no minimum monthly balance, and personalised service from our local experts.
Learn more about our Bank Accounts
Business Loans and Services
We offer a range of business banking solutions to meet your needs. Our accounts provide 24/7 online access, interest-earning potential and personalised service from local experts. Whether you need a transaction account or specialised account for your non-profit, we can help manage your business finances smoothly.
Ways to Bank
Access to your funds and financial data should be convenient, not restrictive. That’s why at The Capricornian, we’re committed to providing banking services through your channel of choice; online, through The Cap App, or in person at one of our eight branches across Central Queensland.
Through internet banking you can manage your money anytime, anywhere through our leading online banking and mobile platforms. Whether you need to check your account balance or want to make banking transactions, we provide a secure and convenient way to bank.
You can check balances, transfer funds between accounts, pay bills, and more with just a few taps or clicks. If you prefer in-person banking, pop into one of our local branches during business hours for friendly, face-to-face assistance.
*Terms and Conditions Apply. Fees and charges may apply. Interest rates are subject to change.
