Financial services for local businesses
Real people
Forget long wait times for your appointment. Talk to a local based in the Capricorn region.
Business solutions
Loans, accounts and services to help make things less complicated.
Smooth out the bumps
Business can be unpredictable. We can help you make the most of your cash flow.
What kind of business banking account are you looking for?
We can assist with sole trader or small business markets. We are keen to take your business to the next level.
- Variable interest rates
- Flexible repayment options available weekly, fortnightly or monthly
- Principal and interest and Interest only repayment options available
Take control of your cash flow with a Capricornian business overdraft so you can ride out those unexpected business expenses.
- Suitable for borrowing over $10,000
- Max. loan amount up to 80% of the property value
- Withdrawals available up to the facility limit
- Account service fee exempt for eligible members 1
- Visa Debit card to access your account 2
- Available to individuals, companies and trusts
- 24/7 online access
- ATM/eftpos
- Online banking and mobile app, phone banking and cheque facility
Automatic Payroll Processing
Our online banking provides a payroll facility which allows you to manage your employees’ payroll from the convenience of your own computer
Visa Debit Card
A safe electronic alternative to payment by cheque. Ability to use The Capricornian Digital Wallet options
MYOB BankLink
Collect your financial information for tax and accounting purposes quickly and easily
Future payments
Take the worry out of memorising when payments are due to be paid
Eligibility criteria, terms and conditions, fees and charges apply. The Capricornian Ltd. ABN 54 087 650 940. AFSL/Australian Credit License 246780.
Please note this information does not take into account your personal circumstances and is general advice only. Before opening any Capricornian account, please read the Conditions of Use and decide if the account is right for you. Interest rates are subject to change without notice and should be verified with your local Capricornian Branch.
Interest rates available upon application.
1 Account Service Fee Exemptions on Access Accounts where first account is exempt for eligible members on Business Access Accounts with $10 per month subsequent on Business Access Accounts. Eligibility criteria applicable on Business Access Accounts; Minimum Deposit/Lending balance of $20,000 held within the membership.
2 In branch staff assisted redraw fee of $30 applies.
Consider the relevant Target Market Determination (TMD).
