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We have a range of loans to help make your dreams come true

Looking for finance for a home, a car, or a holiday? Maybe you’re looking to renovate, or you’re thinking about putting a ring on it? Whatever you may be looking for, we’ve got a loan to get you there.

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Choose a loan option for you

Home Loans

Purchasing or building a home or investment property is likely to be one of the biggest decisions of your life. Chat with one of our friendly local lenders about your options and have your loan approved locally.

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Car Loans

Whether upgrading your vehicle, adventuring off-road in your four-wheel drive, or having fun on the water in your dream boat or jet ski, our secured car loan options could be your answer!

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Personal Loans

Our personal loan can be used for renovating your home, booking your next holiday or upcoming wedding celebration. Whatever the scenario, we can help make your dreams come true.

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Credit eligibility criteria , terms and conditions, fees and charges apply. The Capricornian Ltd. ABN 54 087 650 940. AFSL/Australian Credit Licence 246780.

Consider the relevant Target Market Determination (TMD).

Why get a loan with us?

Skip the bank jargon

You need banking that’s easy and clear. We like to keep things straightforward.

Locals helping locals

For locals, by locals. Chat to one of our CQ lending specialists.

Real People

Forget long wait times on hold. Talk to our local Contact Centre team today.

Need Help?

Our friendly lending specialists can assist.

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Learn more about loans and saving money

Featured
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Bank With a Local: Five Reasons To Switch To The Capricornian

Looking for a banking experience that’s tailored to you? At The Capricornian, we’ve crafted a seamless process to make switching financial institutions hassle-free and personalised. 1. We Keep You In Mind At The Capricornian, we start your journey with a genuine conversation about your goals and banking preferences. Whether you’re saving for a dream holiday, […]

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How to pay off your home loan sooner!

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Did you know more than a third of Australian homeowners are considering putting their property up for sale so they can take advantage of the current boom in prices? New data shows seller confidence is now higher than it was prior to the COVID-19 pandemic, with 35% of homeowners considering selling by 2026. And 12% […]

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How much of your pay should go towards your mortgage?

The property market is going through a boom phase, which means housing affordability is getting tougher. So how much does the average Australian household need to put towards their monthly home loan repayments in the current market? Let’s take a look. You’ve probably noticed the housing market is going a bit crazy at the moment. […]

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Lauren & William – New home owners, Yeppoon

Dealing with the bank whilst expecting our first baby was a lot, The Capricornian were super accommodating and patient with our circumstances and it helped that the branch was local and easy to communicate with. It’s nice to be able to have a bank that’s local and easy to access and the staff were lovely!

Lauren & William – New home owners, Yeppoon