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4 minute read

How your home loan deposit can shape the rate you pay

It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments. But today we’ll look into another way your deposit size could reduce your repayments: by potentially reducing your interest rate. A question we’re commonly asked (believe it or not!) is “how can I get a […]

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3 minute read

Lost your VISA card? Here’s what to do if it goes missing

Losing your VISA debit card can be stressful, but at The Capricornian, we’re here to help. We understand the importance of keeping your finances secure. Whether you’re in Rockhampton, Gladstone, Emerald, Yeppoon or anywhere else in the world, we’ve got you covered. In this guide, we’ll walk you through the steps to take if you’ve […]

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5 minute read

Your guide to building a strong home loan application

Owning a home is a dream for many of us, and securing a home loan is a crucial step in turning that dream into reality. However, did you know that some common spending habits could raise eyebrows with lenders? Smart money management and cutting back on certain expenses can significantly improve your chances of home […]

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4 minute read

New Year’s resolutions for your home loan

Thought of a New Year’s resolution yet? Or perhaps you’ve broken one already? Either way, check out our list of possible mortgage goals for 2024 – try one, or have a go at them all – to save a bundle in the year ahead. It’s that time of year when Aussies love to set resolutions. […]

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Featured
3 minute read

Bank With a Local: Five Reasons To Switch To The Capricornian

Looking for a banking experience that’s tailored to you? At The Capricornian, we’ve crafted a seamless process to make switching financial institutions hassle-free and personalised. 1. We Keep You In Mind At The Capricornian, we start your journey with a genuine conversation about your goals and banking preferences. Whether you’re saving for a dream holiday, […]

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4 minute read

Teaching your kids about money pays off

From saving and spending to the value of work, there are lots of financial lessons you can share with your children at home or while out and about. Here are a few ideas. As with many things in life, it pays to start early when it comes to learning about money. Financial literacy in children […]

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2 minute read

Merry Christmas! Wishing you a happy and safe festive season

The year has flown past, and as our thoughts turn to trees, tinsel and turkey, we’d like to thank all our members for their support throughout 2023. It’s been quite a year, with changing interest rates, soaring national property values (who’d have thought?) and a few surprises. There is plenty in store for 2024, and […]

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3 minute read

A Year of Meaningful Community Sponsorships

At The Capricornian, we wholeheartedly embrace the spirit of giving back to the communities that have embraced us; as we continue to serve the community. This year has been a remarkable journey as we continued to empower and uplift local groups through our branch-level and corporate sponsorships. Join us as we reflect on the impact […]

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4 minute read

Banks unite in the fight against scammers

Australians are confronting a surging tide of sophisticated scams entering our lives, causing significant financial losses and emotional distress. The Customer Owned Banking Association (COBA) has joined forces with the Australian Banking Association (ABA) in a united approach to combat scammers and protect customers. Scams are a serious issue, and scammers are robbing everyday Australians […]

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