Tips & Guides

No matter your circumstance, having an emergency fund that you can tap into when you’re hit by a surprise financial shock can be a lifesaver (literally). Your ‘Rainy Day’ fund is a pool of money that you can access if something goes wrong or you get unexpectedly smacked with an unforeseen expense – like losing […]

It’s as easy as 1, 2, 3 (or… 50, 30, 20 anyway) If you’re not familiar with the 50-30-20 rule, it’s a lifesaver when it comes to the way you spend and save your money. At its core, the 50-30-20 rule is simple.  It states that fifty percent of your take-home pay should go to […]

Mention the word “budget” to most people and their eyes glaze over with visions of spreadsheets, ring binders and those little leftover pages in cheque books.  Not to mention the fact that the word “budget” is inextricably linked with a whole lot of depressing adjectives, like “cheap”, “sensible” and even “stingy”.  But the truth is, […]

Got a savings goal you want to reach fast? Here’s four quick and simple ways to fast-track your financial goals. 1. Don’t spend more than you make. This one seems pretty straight forward and it usually is – but the key is knowing full-well where all your money is going. Track your spending over a […]